Insurance for Food On-The-Go

Running a successful food truck business takes a great deal of responsibility. It is important that you are following the city, state and country regulations, as well as meet the expectations of the organizers and venue owners. It is just as important to make sure that your business is properly protected so you're equipped to handle unexpected situations that may cause damage to your property or injury to your customers.

Unfortunately, accidents do happen and the insurance program you have in place does make a difference. Spire Insurance Solutions has a specialized program to get you back up and running quickly with coverage for your food truck while you're out of work. Our customized insurance solutions is designed specifically for food trucks, food trailers and food stands including coverage for:

  • General Liability
  • Property
  • Auto - Including Business Interruption
  • Inland Marine (for your mobile equipment)
  • Workers Compensation
  • Umbrella
  • Cyber Liability
  • Employment Practices and more... 


Food Truck Property Coverage Highlights

You've not only poured countless hours into your food truck business but also made a significant financial investment.  Protect those investments with a customized insurance solution including:

  • Business Income with Extra Expense (No waiting period)
  • Equipment Breakdown
  • Spoilage
  • Electronic Media and Records Business Interruption
  • Outdoor Fences and Signs
  • Property in the Open
  • Mobile Equipment
  • Personal Computers
  • Utility Service - Direct Damage
  • Utility Service - Business Income

Other Food Truck coverage highlights:

Operating a business like yours isn't always easy.  Sometimes situations can result in a claim: equipment can malfunction, food could be contaminated, and someone could get hurt.  If that happens, Spire Insurance Solutions will be there for you and your business!

  • General Liability limits of $1 million per occurrence and $3 million aggregate
  • Damage to property of others
  • Damage to premises rented to you
  • Employees as Additional Insureds
  • Employment Practices Liability
  • Venue as Additional Insured
  • Volunteers as Additional Insureds
  • Rental Reimbursement for Auto
  • Business Interruption for Scheduled Vehicles

Our Locations

Traverse City
Spire Insurance Solutions
3183 Logan Valley Rd
Traverse City, MI 49684

Local: (231) 947-1164

Spire Insurance Solutions
400 Renaissance Ctr Ste 2600
Detroit, MI 48243-1502

Local: (800) 686-8664