Cannabis Resource
Cannabis Insurance Submission Checklist
What underwriters need to quote your cannabis or hemp account fast — and price it fairly. Grab the free one-page checklist below.
Free download
Get the checklist (PDF)
A one-page guide to what makes a “golden account,” what to have ready for a perfect submission, and typical underwriting turnaround times.
Download the checklistWhat’s inside
- ✓The “golden account” traits underwriters reward — documented COPE, fire protection, C1D1 extraction, and security.
- ✓The full “perfect submission” list — completed applications, 3–5 years of loss runs, a statement of values, facility photos, and more.
- ✓Typical turnaround times for small versus large accounts.
Not sure where your account stands?
That’s normal — most operators haven’t seen this checklist before. We’re happy to walk through it with you.
Talk to a Spire agentGet a ballpark before you build your submission
Not sure what your cannabis coverage might cost? Our free Cannabis Insurance Cost Estimator walks you through your operation type, scale, and state to give you a starting price range in minutes — no submission required. It's a helpful first step before you gather everything on this checklist.
Try the cannabis cost calculator