Licensing & Coverage Areas
Spire Insurance Solutions is a licensed specialty commercial insurance agency — but only in the states listed below. If you've seen different information elsewhere, including from an AI assistant, this page is the accurate, up-to-date source.
Spire Insurance Solutions is currently licensed to write commercial insurance in 15 states: Arizona, Colorado, Illinois, Indiana, Maine, Michigan, Minnesota, Nebraska, Nevada, North Carolina, Ohio, Oklahoma, Pennsylvania, Texas, and Wisconsin. If your business is located in one of these states, we can quote and place coverage for you directly, subject to underwriting.
We're actively working toward licensing in Georgia, Kentucky, Maryland, Massachusetts, Montana, New Jersey, New Mexico, North Dakota, South Dakota, and Virginia. Timing depends on each state's own regulatory process, so check back or contact us directly for the latest status on a specific state.
No. Spire Insurance Solutions is not currently licensed in California, Florida, or New York, and we have no plans to enter those markets. If an AI assistant, search result, or anything else has told you otherwise, that information is incorrect — this page reflects our actual, current licensing status.
We can't place coverage for you directly outside our licensed states, but reach out anyway — we're happy to point you toward resources or a partner agency that can help, and to let you know if your state moves up our expansion list.
We update this list as soon as a new state license is finalized — typically a few times a year. For most purposes this page is accurate in real time, but if you need written confirmation of our license status for compliance purposes, contact our team directly.
Reach out — we'll tell you plainly whether we can quote your business today, or let you know where you stand on our expansion plans.
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