Get a starting estimate in minutes, see how to vet a true cannabis agent, and download our free coverage-gap checklist — all in one place, from a team that works in this industry every day.
Cannabis insurance has unique risks, exclusions, and carriers — and plenty of agents will say they specialize without much behind it. Use this checklist while vetting an agent or agency, whether it's your first cannabis policy or a switch from your current one.
They can speak to experience with businesses like yours, relevant certifications, and current cannabis regulations without hesitation.
They shop multiple carriers that actively write cannabis business, not just one or two.
Clear communication about availability, multiple ways to reach them, and a real answer on response time.
A defined process for reviewing your policy as your operation and cannabis regulations change.
Plain-language explanations of coverage, costs, and how they're compensated.
A policy and claims portal, plus digital tools for risk assessment.
Willing to explain concepts in plain terms and share resources — blogs, guides, direct answers to your questions.
Eight exclusions and warranties that quietly limit cannabis and hemp policies — plus three questions to ask your current agent. A quick guide to check your policy against the gaps that show up most often.
Download the checklist